Are you struggling to make payments or have you fallen behind on your mortgage? Our resources may be able to help.

How to Avoid Foreclosure
If you fail to make your home mortgage payments, foreclosure may occur. Foreclosure is the legal means that your lender can use to repossess (take over) your home. When this happens, you must move out of your house. If your property is worth less than the total amount you owe on your mortgage loan, a deficiency judgment could be pursued. If that happens, you not only lose your home, you also would owe your lender an additional amount. Both foreclosures and deficiency judgments could seriously affect your ability to qualify for credit in the future. For tips on avoiding foreclosure, Click Here.

Loan Modification
A loan modification is a response to a borrower’s long-term inability to repay the loan. Loan modifications typically involve a reduction in the principal balance, interest rate or an extension of the length of the term of the loan. In some cases a different type of loan or any combination of the three. A lender might be open to modifying a loan because the cost of doing so is less than the cost of default or foreclosure. For more information about your options, Click Here.

Sale and Rent Back Options
We buy your home, and you stay put. You get the money you need, all while maintaining a stake in your home. Rent for as long as you’d like, or repurchase or move on your timeline. For more information about your options, Click Here.